Micro, Small and Medium-sized Enterprises’ Access to Finance in Samoa

The study finds that while micro enterprise financing in Samoa is accessible to much of the population, only 50 per cent of small and medium enterprise (SMEs) have obtained commercial finance. The studies analyse the supply and demand of financial services for MSMEs within Samoa’s existing policy and regulatory frameworks and those required to better enable them to use financial services. The analysis also provides financial and non-financial recommendations to further support Samoa’s MSMEs.