The National Bank for Agriculture and Rural Development (NABARD) sanctioned Rs 121 crore to J&K during 1998-99 under the Rural Infrastructure Development fund (RIDF) . This includes Rs 59 crore for Jammu region, Rs 55 crore for Kashmir region and Rs 7 crore for Ladakh region. The NABARD has sanctioned Rs 41 crore for irrigaitn projects and Rs 80 crore for roads and bridges projects.