As the Union Government works out the exact details of the farm loan waiver announced in the Budget, the first concern has been raised by Punjab, which incidentally contributes 50 per cent of the total foodgrain in the national pool. The state has pointed out that local custom ensures that most of Punjab's farmers remain beyond the purview of the relief announced by the Centre. As per the scheme, debt waiver is available to farmers owning less than 5 acres. In Punjab, close to two-thirds of land holdings tilled by individual farmers are less than this size. However, the problem arises as the ownership of land is still shown in a consolidated land holding