Health Insurance

Order of the National Green Tribunal regarding an illegal cracker unit in Thanjavur district, Tamil Nadu, 29/05/2025

Order of the National Green Tribunal in the matter of News Item titled "2 killed in blast at illegal cracker unit in Thanjavur appearing in The Hindu dated 19.05.2025". The application is registered suo-motu on the basis of the news item titled 2 killed in blast at illegal cracker unit …

Govt may bring multiple covers under one policy

Single-premium plan likely to be only for women initially; Centre, states to share premium for economically weaker sections. Customers may soon get health, insurance and pension covers, as well as a scholarship for their daughter’s school education under one policy. The single-premium policy, which the finance ministry is considering, is …

Progressivity of health care financing and incidence of service benefits in Ghana

The National Health Insurance (NHI) scheme was introduced in Ghana in 2004 as a pro-poor financing strategy aimed at removing financial barriers to health care and protecting all citizens from catastrophic health expenditures, which currently arise due to user fees and other direct payments. A comprehensive assessment of the financing …

The cost of universal health care in India: A model based estimate

As high out-of-pocket healthcare expenses pose heavy financial burden on the families, Government of India is considering a variety of financing and delivery options to universalize health care services. Hence, an estimate of the cost of delivering universal health care services is needed.

Is RSBY India’s platform to implementing universal hospital insurance?

In 2008, India’s Labour Ministry launched a hospital insurance scheme called Rashtriya Swasthya Bima Yojana (RSBY) covering ‘Below Poverty Line’ (BPL) households. RSBY is implemented through insurance companies; premiums are subsidized by Union and States governments (75 : 25%). We examined RSBY’s enrolment of BPL, costs vs. budgets and policy …

Maharashtra launches health scheme for poor

The Maharashtra government launched the Rajiv Gandhi Jeevandayi Arogya Yojana here on Sunday, enabling families with annual income of less than Rs. 1 lakh to avail free medical facilities worth Rs. 1.5 lakh. Health Minister Suresh Shetty announced that this scheme, when fully implemented, would benefit close to 2.5 crore …

Towards healthcare for all

Can we grasp an opportunity to provide health services to all Indians? (Editorial)

Panel on health coverage addresses World Bank concerns

The High Level Expert Group on Universal Health Coverage for India on Sunday held a brainstorming session here to address concerns raised by the World Bank over some of the recommendations in its report for the 12th Five Year Plan. Among the issues raised were marginalisation of the private sector …

Catastrophic payments and impoverishment due to out-of-pocket health spending

Out-of-pocket payments are the principal source of healthcare finance in most Asian countries, and India is no exception. This fact has important consequences for household living standards. In this paper the author explores significant changes in the 1990s and early 2000s that appear to have occurred as a result of …

Reconciling research and implementation in micro health insurance experiments in India: study protocol for a randomized controlled trial

Microinsurance or Community-Based Health Insurance is a promising healthcare financing mechanism, which is increasingly applied to aid rural poor persons in low-income countries. Robust empirical evidence on the causal relations between Community-Based Health Insurance and healthcare utilisation, financial protection and other areas is scarce and necessary. This paper contains a …

Health scheme for the poor

Under one-year programme: Chandy The State government is contemplating introduction of a comprehensive health insurance scheme for the poor. Though the State boasts world-class medical facilities, they were being availed by the rich owing to the high costs involved. “We have world-class treatment available, but only the rich people are …

Standard treatment guidelines soon

 In an effort to streamline treatment procedures across government hospitals the Centre will soon come out with standard treatment guidelines. The guidelines will also be sent to private clinics, but will be non-binding on any of the hospitals. The guidelines will also benefit companies providing health insurance while reimbursing their …

New norms make it easier to change health insurer

Hyderabad With the Insurance Regulatory and Development Authority (IRDA) issuing final guidelines on health insurance portability, clarity has emerged on various contentious issues. According to the guidelines, a policyholder will have to approach an insurer 45 days before his policy with the old insurer expires, to enable the new company …

Towards improved measurement of financial protection in health

Protecting citizens against the financial consequences of illness has long been a key objective of health systems worldwide. In the United Kingdom for example, financial protection—which refers to how far people are protected from the financial consequences of illness—was the fundamental goal when the National Health Service was established in …

Significant initiatives in health care sector

Among the things that the AIADMK government headed by Chief Minister Jayalalithaa can be proud of in the 100 days since it took power, are significant announcements in the health care sector: increased coverage under the health insurance scheme, a new multi-specialty hospital and a new medical college. Doing away …

Financial burden of transient morbidity: A case study of slums in Delhi

Morbidity and its treatment can be potentially burdensome or even catastrophic for poor households. While public policy has shown some response to this phenomenon, there is scope for improvement of the coverage of the programmes. Health insurance schemes like the Rashtriya Swasthya Bima Yojana cover only conditional hospitalisation expenses. This …

Evaluating the RSBY: Lessons from an experimental information campaign

Launched in 2008, the Rashtriya Swasthya Bima Yojana provides financial protection from health shocks for poor households. This paper discusses findings from an experimental information and education campaign and household survey carried out in the first year of the programme in Delhi. First, the iec had no impact on enrolment, …

State Govt mulls universal health insurance scheme

SHILLONG: The State government will introduce a universal health insurance scheme soon. Informing this here on Monday, Chief Minister Dr Mukul Sangma said, ”under the proposed universal health insurance, the coverage would be Rs one lakh per year and Rs two lakh per year in case of critical situation,” He …

Govt embarks on health insurance

The government in a pioneering move has set to introduce health insurance programme as an alternative healthcare financing for the country's 5 crore poor people from early next year. Under the system, each of the poor would be given health insurance card to cover their medical expenses. The government will …

New health policy

  The much awaited National Health Policy, 2011 aimed to ensure good health for all has been approved by the government. Although it is a belated fulfillment of one of the AL government's major election pledges it is to be commended for some of its good, forward-looking features. The policy envisages …

BPL health insurance fails in Kalahandi

BHAWANIPATNA: The benefits under the Rashtriya Suraksha Bima Yojana (RSBY) have failed to trickle down to the beneficiaries the Below Poverty Line (BPL) families. Though launched as a pilot project in Kalahandi in November 2009, poor management and lack of awareness among the BPL beneficiaries have marred the cashless treatment …

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