DESIGNED especially for city and suburban motoring, this handsome automobile is smooth, quiet and easy to drive, and being powered by electricity it can be charged up at home. Tempting? The sales pitch is not for one of the new electric cars from General Motors, Nissan or Renault, but for a 1905 Victoria Phaeton from Studebaker of South Bend, Indiana. Electric cars have come and gone over the years. Usually an oil crisis has given them a boost; this time it is a combination of oil prices, fears about energy security and climate change. A decade ago the Toyota Prius took hybrid cars into the mainstream. Two years ago Elon Musk